Dividend Strategies
Create ongoing income and a portfolio tailored for dividends
What is a dividend strategy?
A dividend strategy involves investing in assets that regularly distribute returns, such as stocks, funds, or fixed-income securities with dividends. The aim is to build a stable cash flow that can either be reinvested or used as an ongoing supplement to the economy.
Unlike growth investments, where you focus on value appreciation over time, the dividend strategy is focused on generating a steady stream of income.
Is it possible to live off dividends?
Many investors dream of being able to live off dividends. With the right strategy, it is entirely possible. We help you develop a plan based on your goals, financial circumstances, and how often you want dividends.
To be able to live off dividends, you need:
- A sufficiently large capital base
- A portfolio with high and stable dividend yield
- Good diversification across industries and geographies
- A tax-efficient structure, such as endowment insurance
Dividend portfolio for companies and limited companies
Does your limited company have surplus liquidity? Then a dividend portfolio can be an effective way to create value for the company. By investing through endowment insurance, you can reinvest dividends without tax effects and at the same time have full flexibility to adapt the portfolio.
Benefits for companies:
- Opportunity to reinvest dividends tax-free
- Ongoing cash flow that can be used for future dividends to owners
- Portfolio can be structured for pension purposes or capital accumulation
- No declaration of individual transactions
How we build a dividend strategy that suits your goals
At Cefund, you get a structured and flexible solution that is adapted to your situation, whether you invest as a private individual or through a company.
That’s why investors choose Cefund:
- Independent advice without connection to banks or fund companies
- Portfolios with a focus on stable cash flows and long-term returns
- Smart structures such as endowment insurance for tax-efficient management
- Opportunity to combine listed and unlisted dividend cases
We help you build a sustainable dividend strategy with the right balance between security, flexibility, and growth.
How are Dividends Taxed in an Endowment Insurance?
In an endowment insurance, dividends are automatically reinvested without you paying capital gains tax on each payment. Instead, you pay an annual standard tax based on the value of the insurance. This makes it a popular choice for those who want to optimize the dividend strategy in terms of tax.